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FREQUENTLY ASKED QUESTIONS
We have competitive rates and can provide loans for ALL credit profiles. You will be assigned a loan consultant to move the process along swiftly, to understand your needs, and provide you with the best solution for your project. This personal loan consultant will stay with you to help with any issues or future needs, and you can contact them any time.
We provide loan servicing to all 50 States! Improve your home no matter the location.
Yes. Our loans are not just for upgrades, when the need arises, you can use our funds for damaged roofs, HVAC replacement, windows and door replacement, driveway repair, or even basement repair due to flooding.
VistaFi has no prepayment penalties. Feel free to pay off your loan at whichever pace suits you financially. Your personal loan consultant can help you determine what makes the most sense for you.
Your personal loan consultant will advise as to which disbursement options are available on any given project and will help you select the best option to meet your individual home improvement needs.
Yes, we offer special programs, and also a portion from every loan is donated to Veteran charities.
Yes, loans can be used for primary, second home and investment properties.
No, there is no equity or appraisal required.